Insurance & Risk Management
Insurance is a promise with conditions attached. We make sure you meet them, so when you file a claim it gets paid instead of denied.
- Coverage matched to your actual risks
- Policy conditions met, so claims get paid
- Contract insurance promises you actually meet
- Claims noticed on time, every time
Legal Health Dashboard™ · Insurance & Risk Management
Callister, Inc.
Core Coverage
- General liability in place with adequate limitsGood
- Professional liability / E&O where applicableSome concerns
- Cyber liability coverage in placeSignificant concerns
Management & Workforce Coverage
- D&O coverage where board complexity warrantsIn progress
- Employment practices liability in placeQualified approval
- Workers' comp current in every state with employeesGood
Compliance & Administration
- Policy conditions, warranties, and required practices metSignificant concerns
- Contract insurance requirements match actual coverageClient action required
- Renewal calendar maintained; no lapsesGood
A denied claim is the most expensive way to learn what your policy required.
Most businesses focus on buying coverage and never check the conditions that keep it valid: notice deadlines, required safety and security practices, warranties, and cooperation duties. Miss one, and a carrier can deny an otherwise covered loss.
(01)
Cover the risks you actually have
Your risk profile changes every time you hire, launch, sign a big customer, or enter a new state. We review your coverage against how your business actually operates from a legal perspective, then work with your broker to close the gaps that matter.
(02)
Keep coverage you can actually collect on
Every policy comes with conditions: notice deadlines, required safety and security practices, warranties about how you operate, recordkeeping, and cooperation duties. Break one and the carrier can deny an otherwise valid claim. We track what each policy requires and make sure your business is actually doing it, so your coverage holds when you need it.
(03)
Never forfeit a claim
Late notice is the classic way good claims die. We make sure potential claims get noticed to carriers within policy deadlines, coverage positions get analyzed, and denials get pushed back on when they should be.
Everything an in-house legal team would handle.
Coverage, compliance, contracts, and claims: everything that stands between a loss and a paid claim.
Coverage review & strategy
Legal review of your full insurance program (general liability, property, E&O, D&O, EPL, cyber, workers' comp, auto, umbrella) against how your business actually operates.
Policy compliance & conditions
We read the conditions buried in your policies: notice provisions, protective-safeguard and warranty requirements, recordkeeping, and cooperation duties. Then we make sure your business is meeting them, so a claim is never denied for a missed requirement.
Contract insurance requirements
Insurance provisions in your customer and vendor contracts reviewed and harmonized with actual coverage, plus certificate collection from vendors who owe you proof.
Claims coordination
Timely carrier notice, coverage analysis, claim documentation, and advocacy when carriers respond with less than the policy promises.
Renewals & policy administration
Renewal calendar maintained, expirations tracked, named insureds kept correct across your entities, and annual reviews coordinated with your broker.
Risk management practices
Business continuity and disaster recovery planning, vendor risk assessment, and the operational practices that make losses less likely and less severe.
Broker & carrier interface
We work alongside your insurance broker as your legal team, translating legal exposure into coverage specifications and policy language into plain English.
Services are custom scoped to your business and provided in accordance with your Legal Improvement Plan and Custom Managed Legal Services Plan.
Assess, improve, and maintain, applied to insurance & risk management.
Insurance health is a yearly discipline with daily implications.
- (01)
Assess
We inventory every policy, limit, exclusion, condition, and contractual insurance obligation, then rate your coverage and compliance posture on your Legal Health Dashboard™ in plain color.
- (02)
Improve
Your Legal Improvement Plan closes the exposure: missing coverage specified and placed with your broker, policy conditions you weren't meeting brought into compliance, contract requirements harmonized, and claim and renewal processes stood up.
- (03)
Maintain
Renewals, certificates, new-risk reviews, condition tracking, and claims run through your SuperCounsel team, so coverage keeps pace as your business changes.
Legal Project Pipeline
Insurance & Risk Management projects
- Internal review
Coverage gap analysis · full program
7 policies abstracted
- In progress
Policy condition compliance review
Notice & safeguard duties mapped
- Awaiting third party
Cyber policy placement support
Broker quotes pending
- In progress
Customer contract insurance audit
Requirements matrix built
- Client action
Vendor certificate collection
4 vendors outstanding
- Filed
Claim notice · property damage
Carrier acknowledged
Attorneys who read policies the way carriers do.
Your insurance work is handled by attorneys who have analyzed coverage, negotiated policy terms, and fought claim denials at top firms and inside operating companies. They know where the exclusions hide and which conditions carriers use to deny claims.
Top-firm trained
Coverage practice
Attorneys who handled insurance coverage analysis and disputes at leading firms before bringing the work in-house.
In-house operators
Operating experience
Attorneys who have owned the insurance program inside companies, running renewals, harmonizing contracts, and managing claims end to end.
Claims-tested
When it matters
Attorneys who have noticed, documented, and pushed claims through to payment. They know that coverage is proven on the bad day, not the renewal call.
- Full-program perspective
- Exclusion-literate
- Broker-aligned, client-side
Your team is matched to your business, industry, and stage at kickoff.
Proven workflows, forms, and policies, tailored to your business.
You don't just get a top legal team. You get a top legal system, so your business never has to reinvent the wheel.
Risk workflows
Repeatable processes for renewals, certificate management, contract insurance review, condition tracking, and claim notice. Nothing depends on someone remembering.
Registers & templates
A maintained register of policies, limits, conditions, and obligations, plus standard insurance language for your contracts on both sides.
The renewal calendar
Every expiration, audit, and review date tracked on your dashboard, because a lapsed policy is an uninsured loss waiting for a date.
Every business deserves adequate legal coverage.
Within six weeks, you will know exactly what you're covered for, what each policy requires of you to keep that coverage, and what your contracts promise, all on one dashboard.
Our SuperCounsel Promise
Within six weeks of engaging SuperCounsel, you will have more confidence, peace of mind, and insight into the legal side of your business than ever before.
31-Day Continual Money-Back Guarantee
If at any point you are unsatisfied with your service and decide to cancel, we will refund the entirety of your last month's subscription fee, no questions asked.
No complicated conditions · No long-term commitments · No unnecessary risk
Questions, answered
Get a free Insurance & Risk Management assessment
We'll review your policies, your limits, the conditions you have to meet to stay covered, and what your contracts promise, then show you exactly where you're covered and where you're exposed.
Find out exactly where your business stands. No obligation.